We were founded in 2006 by Thomas Means, and set up shop in Moorpark, California. Tom structured his business model on building quality relationships with our clients. This concept has enabled us to provide the best solutions for both individuals and our business clients.

We provide access and education to multiple cost-effective individualized plans for our clients and their families. Contact us today and we can discuss which options best suit your needs. At PCH Benefits we truly believe our Team is the foundation for our success.

Our core values are at the heart of who we are as a company, and we live by them every day.
Really Caring About People:
  1. Always act with integrity,
    especially when it’s hard
  2. Be an active part of your community
  3. Be enthusiastic and have fun
  4. Provide exceptional customer service
  5. Be a great teammate at work, and in life
Really Knowing Insurance:
  1. Know your core competencies, and be a master at them
  2. Always be seeking a better solution
  3. Educate and advise, never sell
  4. Think strategically
  5. Always be learning and growing


License #0M86755
H.I.P. Certified
Health and Life Insurance Specialist

Kristen Blunt is an award-winning Health and Life Insurance Agent having over 20 years of experience in the insurance industry, most of which were spent with Anthem Blue Cross. She specializes in advising small and mid-sized business owners, focusing on creative and budget appropriate options for medical, dental, vision, disability and life benefits.

Kristen has a passion for strategically approaching a variety of business issues and is actively involved with her Vistage, EO and ProVisors communities. These organizations enhance her experience and insight to the challenges and opportunities of other business leaders.

When Kristen is not busy being a great advisor, she loves spending time with her family and friends, enjoys traveling and experiencing epicurean creations from all around. Bon Appetit!

[email protected]


Executive Assistant to the Founder/CEO

Fernanda Chavez is a consummate professional, has several years of experience in Human Resources and Employee Relations, and she creates an enjoyable and trusting environment in which her teammates have grown to rely on. Working alongside the founder of PCH Benefits, she has exceptional vision, planning and organizational skills.

Fernanda graduated from the Universidad Autónoma de Baja California and has a degree in International Relations, and she is fluent in English, Spanish and French.

In her free time, Fernanda can be found at the dance studio, a classically trained ballet dancer, loving every moment since she was little. She also enjoys traveling, exploring the outdoors, and reading.

[email protected]


License #0K83296
H.I.P. Certified, BAM Certified
Senior Client Service Manager

With over 25 years of service and management experience, Jaclyn Copeland has a passion for assuring that people get the health care attention they need for themselves and their families, while guiding business owners with the administration of their employee benefits program.

Jaclyn oversees the PCH Benefits experience for our clients and our insurance carrier partners by striving to achieve productive and appropriate outcomes for all stakeholders. She accomplishes this through a focus on logistical dynamics and by supporting a collaborative team culture within the workplace.

In her free time, Jaclyn enjoys camping, taking in a coastal sunset and roasting marshmallows!

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Internal Client Service Specialist

Sara Andrea Galicia Caballero is a knowledgeable resource to the Internal Support Team, with over 7 years of experience in business administration, teaching, and corporate personnel management, working closely with our carrier partners and handling complex service inquiries with incredible compassion and dedication. She is always willing to help, striving daily to give her all.

Sara graduated with an Honorable Mention in Excellence from TecMilenio University, majoring in Business Psychology. She is enthusiastic and empathetic, something she consistently demonstrates every day.

Creativity is a significant part of her life, and Sara enjoys activities such as drawing, painting, and narrating engaging stories. She is strongly interested in science fiction and fantasy, often visiting museums, cultural and historical sites, and loves playing video games.

[email protected]


Associate Analyst

Eder Gonzalez is detailed and methodical, a graduate from Centro de Enseñanza Técnica y Superior Universidad with a degree in Project Management.

With over 5-years of committed expertise, he holds a deep sense of professional pride in his capacity to address complex challenges, from enhancing coverage strategies to fortifying employee benefits portfolios, ensuring adherence to budgetary discretions.

In his down time, Eder enjoys spending time with his family and friends. He has an affinity for low-budget movies, loves to watch and discuss them in length. He also has a passion for nature, forever pushing his limits and planning his next outdoor quest..

[email protected]


Client Service Assistant

With over 5-years of administrative experience, Jacky Hernandez is a fantastic resource for clients as well as the Client Service Management team. She has tremendous heart and a strong desire to help others.

She works closely with our enrollees, dependents, corporate leaders and insurance-carrier partners, from ordering duplicate invoices to resolving difficult service-inquires. And, she does it all with grace and a smile.

Jacky grew-up in Glendale, Arizona and graduated from the Universidad Tecnológica de México with a focus in International Business. She is fluent in both English and Spanish.

One with nature, Jacky enjoys being outside, and is frequently swimming and running. For relaxation, she’s an avid reader and a fan of all things Harry Potter. Most of all, she loves spending time with her family.

[email protected]


License #0D33886
H.I.P. Certified
Health and Life Insurance Specialist

Jeff Hoover exclusively serves the life, disability, and health insurance needs of individuals, businesses, and business owners. On a daily basis, he guides clients through the complicated application and underwriting processes that are required to secure appropriate insurance policies. In addition to providing specialized expertise to his clients, Jeff is equally noted for his upbeat demeanor and compassionate nature.

Protecting people has always been close to Jeff’s heart, and he has held his California Health and Life Insurance License for nearly 20 years. Prior to insuring people’s health and life, Jeff assured people’s health and life: Serving as a Fire-Fighter and First-Responder in Culver City, after graduating #1 in his Fire Academy Class.

[email protected]


Office Coordinator

Mary Lewis joyfully brings years of experience in office administration to our team. She displays excellent talents in organization, time management, and client coordination.

She can acclimate to challenging situations, has a creative mindset, and offers a unique perspective for problem-solving and everyday tasks.

With her background, a former youth volleyball coach and a recipient of the Female Athlete of the Year award, she values personal accountability, effective communication, and teamwork. She is a pleasure to be around, quick witted and always has a positive disposition.

When she’s not relaxing at home with her husband and four dogs, you can find Mary enjoying Dodgers games and Motocross.

[email protected]


License #0L02591
H.I.P. Certified, BAM Certified
Client Service Manager

Natalie Martinez has spent over 10-years assuring exceptional client service. She uses her companionable nature to guide business owners and employees alike through a customized insurance experience, from start to finish.

Her philosophy is that benefits should be understandable and accessible. Therefore, she diligently works to find creative and sustainable strategies for business owners, while being a dependable resource to HR specialists year-round.

Natalie is a graduate from University of California Irvine with a degree in English and a minor in Italian. She is fluent in English, Spanish and is conversational in Italian.

In her free time, Natalie can be found inside Hogsmeade Village at Universal Studios, reading a good book or listening to paranormal podcasts.

[email protected]


Strategic Advisor
Ron Means has an in-depth knowledge of business operations, growth strategies, domestic and international distribution and has a strong sense for understanding complex market opportunities. A well-respected business veteran, he is known for his leadership and management expertise, and has worked closely with over a hundred of Southern California’s top business leaders.

Ron has a special interest in PCH Benefits and has been instrumental in guiding the company since its inception in 2006.


License #0E39933
H.I.P. Certified
Health and Life Insurance Specialist

Tom Means is a 20-year veteran of the Health and Life insurance industries, spending his entire professional career focused on strategies and solutions for employee benefits and executive benefits. He is an expert on the Affordable Care Act (Obama Care), and its potential impacts on individuals and businesses.

As your agent/broker, Tom’s role is to guide you to the right strategies and plan designs for you and/or your business. Tom is always searching for compliant health insurance solutions to best serve you, your employees, your business and your budget.

In his spare time, Tom serves as a leader in numerous charitable causes, he teaches as a Professor of Strategic Compensation in the MBA program at California Lutheran University, and he serves the City of Moorpark with his City Council involvement.

[email protected]


License #0M74110
H.I.P. Certified
Supervising Analyst

As an analyst, Robert Miller is hyper-focused on providing the best possible strategies and solutions for your business through cost analysis, benefit comparisons, and in-depth market research.

With over 10-years of experience in the financial industry, he uses his analytical background to assess the best possible solution for our clients.

Robert is dedicated to being an expert and an advocate, even in the ever-changing field of insurance, specializing in nationwide employee benefits programs, including health, dental, vision, life, disability, and revenue protection insurance. Robert and his team work closely with our clients to ensure the quoting and application process is as clear and simple as possible.

In his free time, Robert can be found rooting for the Dodgers, spending time with family, or preparing the perfect steak.

[email protected]


Internal Client Service Specialist

Ana Osuna Ruiz is a former psychologist and established teacher with countless years of experience in Socioemotional Development and Human Development Programs.

Ana graduated from the Centro de Enseñanza Técnica y Superior Universidad with a degree in Psychology. Because of Ana’s education and training, she brings a unique level of perspective to the Client Service Management team. Her understanding and compassion toward others are unparalleled.

On the weekends, Anna spends time volunteering at Good Shepard: Assistance House for Girls and Family Integral Development in Baja California, with a focus on helping at-risk children and their families.

In her spare time, Ana enjoys watching competition shows, reading, and taking art and photography classes.

[email protected]


License #0E98608
H.I.P. Certified
Client Service Manager

With over 25 years of extensive experience, Art Pillado can effortlessly navigate the nuanced waters that come with national large group and small group benefit plans.

When it comes to budgeting, billing, enrollment (including the entire renewal process), Art is a vital resource to business owners, CFOs, COOs, and Human Resource professionals. He also assists his clients’ employees with their unique concerns throughout the year, like claims resolutions and plan explanations, all with concierge-level service.

Art was honored with the “Heroes Among Us” award by the Ventura Police Community Foundation for displaying selflessness, dedication, and compassion within the community.

In his personal time, Art is passionate about coaching youth football and serves as a board member for the Oxnard Knights Youth Football and Cheer Organization.

[email protected]


License #0G54066
Life Insurance Specialist

Nicole Rex is an industry veteran, fully embracing everything pertaining to life, revenue protection, and long term care insurance.

Nicole is a Certified Exit Planning Specialist and enjoys working with business owners to help find strategies and solution-compliment succession planning. Recognizing that these conversations can be incredibly difficult to have, she does everything with tremendous heart and compassion.

She has been an active member of several insurance organizations, including the Society of Financial Services Professionals (FSP) and National Association of Insurance & Financial Advisors (NAIFA) where she was president for two consecutive years.

When she’s not working with clients and underwriters, Nicole can be found traveling the world with her husband and three children.

[email protected]


License #4109883
BAM Certified
Client Service Specialist & Internal Support Supervisor

Chris Rogers has a dedication for helping his clients, and he understands that their needs and lifestyles are forever changing. With over 10-years of experience, specializing in legal administration and client service, his organizational skills are readily apparent with the analysis and solutions he provides to the clients he serves.

Chris graduated from California State University Channel Islands with his Bachelor of Science in Business Administration. He has a passion for aiding others, is actively involved in the community and has a strong desire to make the world a better place.

In his downtime, Chris enjoys traveling, going to concerts, testing his history and pop culture trivia knowledge and playing and watching sports with family and friends.

[email protected]


License #0K83327
H.I.P. Certified, BAM Certified
General Manager

Colin Scally is a former USA National Team athlete who brings that same level of drive and dedication to the PCH Benefits team.

At PCH Benefits, Colin manages various departments, working closely with each team to ensure the client experience is optimal in areas such as reviewing, analyzing, and interpreting various insurance product offerings and generating the perfect solutions for you and your business, assuring a thorough and consistent process.

Colin was recognized by the Conejo Valley Chamber of Commerce by earning the prestigious “40 Under Forty” award in 2021. Always one for personal and professional growth, he is also an active member in ProVisors, maximizing his involvement to further his development in leadership.

[email protected]

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